Rated 5.0 out of 5
The first budget I have stuck with
Ten minutes a week is accurate. My partner and I finally know where our money goes each month, and the year view is weirdly motivating.
Chris B.Verified purchaseJuly 1, 2026
SpreadsheetsPrintableEditable
Monthly Budget Spreadsheet
A budget that takes ten minutes a week, not an evening
Rated 4.8 out of 5 from 235 reviews$15
- Digital download, available right after purchase
- Secure checkout. Nothing is shipped
- Fair refund policy for digital products
- Questions? Email support
Overview
Budgets fail when they are complicated. This spreadsheet asks for two things: your income and your spending. Everything else is automatic, including category totals, a monthly summary, and a year view that shows your progress. Clear instructions are built into the sheet, so there is nothing to figure out.
What is included
- Monthly budget spreadsheet with 12 month tabs
- Automatic category summaries
- Year-at-a-glance dashboard
- Savings goal view
- Getting started guide built into the sheet
Who it is for
- First-time budgeters who want simple over clever
- Households tracking spending together
- Anyone who abandoned a complicated budget app
How to use it
- 1Make a copy and enter your monthly income.
- 2Adjust the spending categories to match your life.
- 3Log spending weekly, ten minutes at a time.
- 4Check the dashboard at month end.
Compatibility
Google Sheets (free) or Microsoft Excel.
Google SheetsMicrosoft Excel
Frequently asked questions
Does it connect to my bank?
No. You enter spending yourself, which takes about ten minutes a week. Many people find manual entry is what finally makes them aware of their spending.
Customer reviews
Rated 4.8 out of 5 from 235 reviews
Rated 5.0 out of 5
Simple on purpose and it works
I have abandoned three budgeting apps. This spreadsheet asks so little of me that I actually keep it updated. The built-in instructions are clear even if you barely use spreadsheets.
Hannah L.Verified purchaseMay 22, 2026
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