Debt Payoff Tracker

Overview

Paying off debt is easier when you can see the finish line. Enter your debts and this tracker builds a payoff plan, shows your projected debt-free date, and lets you compare the snowball and avalanche methods side by side. A progress chart fills in as balances drop. This tool is for planning and organizing; it does not provide individualized financial advice.

What is included

• Debt payoff spreadsheet
• Snowball vs avalanche comparison view
• Projected debt-free date calculator
• Progress chart
• Printable payoff milestone page

Who it is for

• Anyone juggling multiple debts who wants one clear plan
• People motivated by visible progress

How to use it

1. 1List each debt with its balance, rate, and minimum payment.
2. 2Choose snowball or avalanche after comparing both.
3. 3Log payments monthly and watch the chart fill in.

Compatibility

Google Sheets (free) or Microsoft Excel.